Children’s Health Insurance Program is the Health Coverage program which provides the health and dental coverage to the children up to 19 years. This program is made for the low income families children whose income is too high for the medicaid and also they can’t afford the private health coverages. This CHIP is funded by the State Government and Federal Government. Some of the CHIP Programs also offer health coverage to the pregnant ladies but this depends on the state to state. In this post we will cover the USA CHIP Program 2024 with its Eligibility and how families can apply for this program for their children. Let’s know this Children’s Health Insurance Program in detail.
USA CHIP Program 2024
USA CHIP Program 2024 is designed for the Children’s who can’t afford the private health coverages and their income is too high for the medicaid. This CHIP Program provides dental and medical coverage to children whose age is 19 Years or less. This program provides medical coverage to uninsured children and some states also offer this CHIP program for pregnant women. We will understand what will be covered in this CHIP Program and who will get qualified for this CHIP Program. We will also see the methods to apply for this CHIP Program. We will also Check CHIP costs in this post. Find more information and updates about the CHIP Program on usa.gov and state official web pages.
USA CHIP Program 2024- Overview
| Title | USA CHIP Program 2024 |
| Year | 2024 |
| Country | United States of America |
| Name of the Program | Children’s Health Insurance Program |
| Funded By | Federal and State Governments |
| Objective | Health Coverage to low families |
| USA CHIP Program Eligibility 2024 | Children up to 19 years |
| Category | Finance |
| Official Webpage | usa.gov |
USA CHIP Program Eligibility 2024
USA CHIP Program Eligibility 2024 is determined by income, age, number of members in a family, disability, pregnancy and citizenship. Each U.S. State had distinct criteria for Qualification. Here we will discuss the common criteria applicable to all U.S. States. Check the Criteria for the CHIP Program:
- The household’s members income must be lower than the prescribed limits. Each U.S. state has different income limit criteria. To know the income limit of your state check the official web page of your state. The earning limit is determined by the member size in one household. The combined income of each member must be lower than the limits prescribed.
- There are two types of citizens qualified for this program. This means that the Children and Pregnant Women are Qualified for the CHIP Program.
- Some states also have other rules for disabled children. Here check the Children Eligibility and Children’s Non- Eligibility:
| Children’s Eligibility | Non- Eligible Children |
| Under the age 19 Years.Uninsured Citizen of U.S.AMeet Immigration requirements.Resident of State in which he/she is livingMeet income limit as per state rules Cover up to at least 200% of Federal Poverty Line | Mental Disease PatientGetting other state benefits for Health CoveragePublic Institution Inmates |
- Let’s know the eligibility for the Pregnant ladies:
| Cover up to at least 185% of Federal Poverty LineProvides Coverage for Prenatal, Delivery and Postpartum CareInfants born are automatically eligible for CHIP Program without any application processThis CHIP coverage is given to infants for one year. |
CHIP Program Coverage
Here we provide a list of coverages that are included in the CHIP Program for children.
| Routine Check upsDoctor VisitsDental CareVision CareEmergency ServicesPrescriptionsLaboratory and X-Ray ServicesImmunizationsImpatient and Outpatient Hospital Care |
How to Apply for CHIP Program 2024?
The citizens can apply for this CHIP Program any time they want. After the Qualification and Application the program can be started immediately. Check the steps and methods to apply for this CHIP Program 2024:
- The candidate can contact 1-800-318-2596 or TTY 1-855-889-4325.
- The candidate can contact the state medical agency for the CHIP Program.
- The candidate can register with the Health Insurance Marketplace. This agency sees the eligible members of your household and sends the information to your State Agency. Your State Agency will contact you for enrollment. These are the methods to apply for the CHIP Program 2024.
CHIP Program Cost
The Cost for the CHIP Program is different in each U.S. State. Well Under the CHIP Program Routine and Dental Visits are free. But the Copayments and the monthly premiums are charged in some states. The CHIP Program Cost will not be above than 5% of Family Annual Income.
FAQ Related To USA CHIP Program 2024
Yes, the CHIP Program is available in every U.S. state but the names for the program can be different.
Yes, CHIP Coverage can be renewed. The responsible authorities will send the renewal notice before the coverage ends.
The CHIP Program is only for the low income children’s and pregnant women but Medicaid includes the Children’s, seniors, pregnant women, disabled citizens.
John Wick is a Media and Finance editor, passionate about writing and editing content related to finance and taxes. He has achieved dual degree in Mass Media and Finance From one of the top universities in the World. He is keen to learn new things and changes which take place in the world of Finance and stocks.